HSA | FSA eligible with Medpaid

Rest better with ZQuiet—use HSA/FSA through Medpaid.

A simple, comfortable way to reduce snoring and support more restful sleep. Pay with pre-tax dollars on eligible purchases.

Shop with HSA/FSA ↗ How HSA/FSA works
01
Select “Pay with HSA/FSA”
Choose the HSA/FSA option at checkout.
02
Complete quick eligibility
Answer a short assessment to qualify.
03
Pay or reimburse
Use your HSA/FSA card or submit for reimbursement.
Eligibility is determined by Medpaid’s checkout assessment.
ZQuiet mouthpiece
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Simple, supportive sleep
A clean checkout experience with Medpaid eligibility.
How it works

Pay with HSA/FSA in 3 quick steps

Choose HSA/FSA at checkout, complete a quick eligibility assessment,
then pay with your HSA/FSA card to unlock pre-tax savings.

01
Step 1

Select “Pay with HSA/FSA” at checkout

Look for the HSA/FSA eligible badge on qualifying items and choose Pay with HSA/FSA to start the eligibility flow.

02
Step 2

Complete a quick eligibility assessment

Answer a few short questions so a provider can determine eligibility. If approved, you’ll receive a Letter of Medical Necessity valid for 12 months.

03
Step 3

Pay with your HSA/FSA card

Once approved, pay with your HSA/FSA card to capture pre-tax savings—up to 40%, depending on your tax rate.

Prefer flexibility? Split Pay lets you divide your purchase between a regular card and your HSA/FSA card.

What is HSA | FSA

Use pre-tax funds when eligible

HSAs and FSAs let you pay for qualifying health expenses with pre-tax dollars. When an item qualifies and you’re approved, your effective out-of-pocket cost can be lower than paying after-tax.

Pre-tax vs after-tax
Why it can cost less
HSA/FSA savings explainer
Typical savings ranges vary by tax rate and plan rules.
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Lower effective cost
Paying with pre-tax funds can reduce what you effectively pay based on your tax rate.
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Eligibility matters
Not every item qualifies. Eligibility depends on your needs, plan rules, and the checkout assessment.
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Savings vary
“30–40%” is an estimate. Actual savings depend on your tax circumstances and plan rules.
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Keep documentation
Save receipts and any supporting documentation for your records, in case your plan requests it.
H
HSA
A health savings account tied to an eligible plan. Funds are yours and can be used for qualified expenses.
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FSA
A flexible spending account from your employer. Plan rules vary and may be time-limited.
Note: Savings vary by individual tax circumstances and plan rules. Eligibility depends on your needs and plan requirements.
Aprofunde o conteúdo sobre HSA e FSA Adicionar exemplos de despesas elegíveis Comparar HSA e FSA em uma tabela

Common HSA/FSA Questions

How to get access to your Letters of Medical Necessity and more.

Download your LMN via Medpaid patient portal How reimbursement works (step-by-step)
How does using HSA/FSA save me money?

HSA/FSA funds are pre-tax. Paying with these accounts uses dollars that aren’t subject to income tax—often resulting in up to 40% savings depending on your tax situation.

Which products are eligible?

Eligibility is determined for each shopper via a quick online assessment, and a Letter of Medical Necessity (LMN) is part of the process to qualify for payment or reimbursement with pre-tax HSA/FSA dollars.

What is a Letter of Medical Necessity (LMN)?

An LMN is a provider’s letter stating a product is medically necessary for your condition. Complete the brief assessment; if approved, your LMN is issued digitally and typically valid for 12 months.

How do I get a copy of my Letter of Medical Necessity (LMN)?

Log in to the Medpaid patient portal. Once signed in, you can download your LMN anytime.

Pay with HSA/FSA vs. reimbursement—what’s the difference?

Pay with HSA/FSA: Complete the assessment to obtain an LMN and pay at checkout with your HSA/FSA card. Reimbursement: Pay with any card, then submit your receipt and LMN to your administrator.

How fast is the approval process?

The assessment takes less than 1 minute, and determinations are typically made in seconds.

What information do I need for the assessment?

Basic contact info, a short description of your symptoms or goals, and optionally relevant history.

Can I use a regular credit card and get reimbursed later?

Yes. Keep your receipt and LMN. Submit both to your HSA/FSA provider for reimbursement according to your plan’s rules.

Are there any fees or extra costs?

The LMN is complimentary when taken with an associated purchase. A marginal fee may apply without a product purchase.

How long does my LMN last?

LMNs are typically valid for 12 months from the date of approval unless your plan specifies otherwise.

I don’t have an HSA or FSA. Can I still purchase?

Absolutely. You can purchase with any card. If your item qualifies with an LMN, reimbursement may be possible per plan rules.